Stop Overpaying—Save on Every Exchange!!

Save more with bank-beating exchange rates!

Trusted by thousands for exceptional rates, secure transfers, and outstanding support

4.9

1,000+ Client reviews

Fintrac Regulated
MSB Registered
A+ Accredited

You Transfer

Recipient Gets

Mid-Market Rate: The mid-market rate is the exchange rate used by banks and money transfer services when trading currencies between themselves. We consider the mid-market rate to be the true "real" exchange rate, as it represents the midpoint between the buying and selling rates in global currency markets.--

CDFE Savings Compared to Banks: The comparison savings may not account for all fees and charges. Variations in currency exchange rates, currency types, dates, times, and other personal factors can affect the comparison savings. As a result, these figures may not reflect actual savings and should be considered as a general reference only.$CAD--

$0 fees. Terms apply

About Us

Our mission is to empower individuals and businesses to access competitive, transparent, and efficient financial services that help them save and grow. We aim to simplify currency exchange and trading to provide more value and less hassle for our customers.

20

Years of Experience

Canada Digital Foreign Exchange inc. (CDFE) was established to offer an alternative to traditional banking exchange rates, providing Canadians with an option to save on every transaction. Over the years, we have expanded our services, harnessing technology and industry insights to serve a growing client base nationwide.

Our values

Customer centricity

Our clients are at the heart of everything we do. We are committed to understanding their needs and providing tailored solutions that make a positive difference.

Integrity and transparency

We prioritize honest, clear communication with our clients, ensuring there are no hidden fees or unexpected costs.

Security and privacy

We uphold the highest standards of integrity and transparency, fostering trust and confidence by operating with honesty in all our interactions.

Innovation and Efficiency

We continually seek ways to improve our processes and technology, ensuring our services are efficient, secure, and aligned with industry best practices.

Built for savvy customers who want cost-effective, transparent, and convenient currency exchange solutions

Start your application

Why choose us?for Currency exchange Transfers

Choosing the right service for currency exchange and transfers is crucial for ensuring a seamless, cost-effective experience. Here are some reasons why you should choose us for your currency exchange transfers:(Not sure which solution is right for you? Speak with an Account Manager today!)

Transparent Fees

We strive to minimize costs by offering low or zero fees for currency transfers, unlike many traditional banks and money transfer services that may charge high fees for domestic and international transactions.

Fast and Secure Transfers

We understand the importance of time and security when it comes to money transfers. Our system uses top-notch encryption and security protocols, ensuring that your funds reach their destination quickly and safely.

Bank-Beating Rates

We offer some of the most competitive rates in the industry, ensuring that you get more value for your money. Our transparent exchange rates are updated in real-time to reflect the best available deals.

Reliable and Trusted

We have a strong track record of providing reliable and trustworthy currency exchange services. Our reputation for efficiency and customer satisfaction speaks for itself.

Flexible Transfer Options:

We offer various methods for transferring funds, whether it's through bank accounts, mobile wallets, or cash pick-up services, giving you flexibility based on your preference.

24/7 Customer Support

our dedicated customer support team is available to assist with any questions or issues that may arise during your transaction. We ensure that you're supported throughout the process.

We offer fast and secure currency exchange transfers for…

For Individuals

Buy Property in the US:For many international buyers, exchange rates are often overlooked, but they can have a significant impact on the overall cost of purchasing property in the US.
Relocate to Another Country:Emigrating is a major life decision that comes with numerous challenges, including navigating complex requirements and managing financial matters across borders.
Send Money to Your Family:Sending money abroad to family can lead to recurring costs due to high bank fees. Over time, these fees can add up, affecting the amount you’re able to send.
Pay for International Tuition:If you're a Canadian student heading to the US for higher education, you’ll likely face international tuition fees. Understanding the exchange rate is key to managing the cost effectively.

For Business

Handling Business FX Transactions:We support businesses of all sizes engaged in trade across North America, Europe, and Australia.
Regular International Payments:Frequent international money transfers can expose you to exchange rate fluctuations and costly wire transfer fees, which can negatively affect your financial planning.
Managing Import Costs:For Canadian importers, effective foreign exchange management is essential for controlling costs and optimizing business operations on a daily basis.
Controlling Export Expenses:As a business owner, safeguarding your profit margins is critical. Strategic foreign exchange management ensures your export expenses are optimized and competitive.

How it Works

Built for savvy customers who want cost-effective, transparent, and convenient currency exchange solutions.

Sign Up

Get Verified

You get approved upon validation of your documents.

Get a quote

Book your exchange via phone, email or chat and then fill in the exchange order.

Send your funds

Transfer your funds to us by: Bill Payment, Wire Transfer or EFT.

Receive your funds

Your converted funds are transferred to the specified account (yours, someone else's or to a company)

When you exchange currency with banks

3% of your hard-earned money goes on bank fees
This means that for every $10,000 you exchange, you are giving the bank $300 which should actually be in your pocket.

Call our consultant
(905)-286-1117

Check today rates

Fast and secure transfers at bank-beating rates.

Bank / Financial Institute	Source	Saving%	$10k USD to CAD	$CAD Saved
Canada Digital Foreign Exchange (CDFE)	View	+3%	$14,201	$380 More
TD Bank	View	-2.26%	$13,887	$314 less
BMO Bank of Montreal	View	-2.74%	$13,822	$379 less
CIBC	View	-2.31%	$13,880	$321 less
Desjardins	View	-2.20%	$13,896	$305 less
RBC	View	-2.32%	$13,878	$323 less
Scotia Bank	View	-2.17%	$13,900	$301 less

Disclaimer: The prices listed are estimated based on current market trends and publicly available data gathered from various institutions online. We recommend verifying these estimates directly through the institution's website or by visiting in person for the most accurate information. (Updated: April 2025)

Our team of financial experts is ready to assist you with any account-related inquiries, guide you on the best times to exchange currency, and provide answers to all your FX questions.

Schedule a call with a CDFE expert

What our customers say About us

Alex T. – Small Business Owner, Toronto

Happy Client

This exchange offers the best rates for CAD to USD and EUR. Transactions are fast, and customer support is always quick and helpful. I appreciate their transparency—no hidden fees. I’ve saved money and trust them completely for my business.

Rachel S. – Freelancer, Vancouver

Best Review

As a freelancer, I need fast and reliable currency exchange, and this company delivers. The rates are excellent, and I save on fees. Customer support is responsive and transparent about all charges. I won’t use anyone else.

Thomas L. – International Investor, Calgary

Happy Client

I’ve found the best rates here for converting CAD to USD and EUR. Transactions are quick, and their customer support is top-notch. The transparency in fees has saved me money, and I trust them for all my exchanges.

Megan D. – Travel Blogger, Montreal

Happy Client

I travel a lot and use this exchange for all my currency needs. The rates are great, transactions are fast, and customer support is always helpful. No hidden fees, just great service and savings.